Main Content
Portrait Pre-Delinquency Management (PDM)
Predicting, treating and preventing delinquency early
- Identify customers most likely to default

- Implement timely, sensitive treatment strategies
- Reduce the cost of collection and delinquency
As consumer debt climbs, delinquency costs are spiralling out of control.
Traditional methods simply react to delinquency that has already occurred – when it’s too late to do much about the problem.
Listen to the PDM Webinar here
It’s time for a solution that can accurately predict which customers are likely to default on their payments. This allows an organisation to implement the right treatment strategies, reducing the risk while demonstrating responsible care for customers.
The Introduction of PDM in the debt lifecycle
(Click on the image to view it in a larger window)
Portrait Pre-Delinquency Management (PDM) drives down the provision for impairment by identifying customers likely to fall into delinquency, then triggering the right treatment strategies.
Collections efforts are too expensive and too late. By predicting and managing delinquency before it occurs, Portrait PDM allows an organisation to:
- Significantly reduce the provision for impairment
- Reduce the number of accounts moving into collections
- Maintain revenue by keeping accounts live
- Identify new revenue opportunities
- Demonstrate sensitivity and offer advice when needed most
- Ensure fair treatment
- Drive up customer lifetime values
Portrait Pre-Delinquency Management improves the efficiency and effectiveness of the whole Debt Management lifecycle.
Download PDM Brochure here
Find out more about customer experience management with Portrait Delinquency Management...
How customer experience management works with Portrait Delinquency Management...
